• People who own and drive collector cars have different needs for their collector car insurance than they have for their cars that are driven every day. A collectible car is by definition "special", and so it has special considerations to take into account when it comes to insurance. Your everyday insurance provider that insures the vehicle you drive to work is accustomed to dealing with claims on modern cars that depreciate in value as they age, and the average owner doesn't notice the difference between a $2000 paint job and a $10,000 paint job. A company like Leland West Insurance that specializes in collector auto insurance has several key benefits to offer the collectible car owner.


    1) Lower Premiums - A collector car is normally only driven on a limited basis, stored indoors, not driven in bad weather, and generally leads a "babied" life. Most classic car insurance companies are also somewhat selective in who they will insure. These two factors allow the classic car insurance company to charge much lower premiums than conventional insurance companies, because they know that the collector's car is less likely to be in an accident.


    2) Agreed Value Coverage - Most classic car insurance companies offer an Agreed Value policy, which means that you come to an agreement with the insurance company on what your vehicle is worth before the policy is written. If you have a total loss accident or theft, an Agreed Value policy will reimburse the total amount that was agreed upon when the policy was initiated. Very few conventional insurance companies offer a true "Agreed Value" policy. They offer a "Stated Value" or "Stated Amount" policy has a clause that allows them to only pay what they "think" the car was worth, and it makes the assumption that your collector car is depreciating like a typical used car!


    3) They Understand Your Needs - Specialty collector car insurance companies understand your needs better than a typical insurance provider does because in many cases the insurance agents and possibly even the owners of the company are car enthusiasts or collectors themselves. They realize how much your collector car means to you, and they understand the importance of the car being repaired correctly so that it retains its value. When presented with a claim they will give you much less argument and more leeway to get your car repaired the right way the first time.


    4) Repair Shop Of Choice - Many everyday insurance companies will only pay a set rate for collision repair at a high-volume body shop that does average-quality work on modern cars. If you take your car to a shop that specializes in restoration work, you may be left footing the bill for the difference in cost. Many antique car insurance companies will allow you to take your car to a specialty repair shop, and they will pay what it costs to have the car repaired the right way by a craftsman that is skilled in restoration work.


    5) OE Parts - On a similar note, many everyday insurance companies will only pay for less expensive aftermarket repair parts. Using non-original parts can reduce the value of your vintage car considerably, as they may not fit as well as original equipment parts and an all-original car is always worth more. Many specialty insurance providers allow for the higher cost of using original equipment parts.


    6) Perks and Special Situations - Some collector car insurance companies offer many other types of benefits, such as coverage for spare parts, memorabilia, tools, car trailers, coverage for overseas transport, etc. Some even offer medical coverage for personal injuries that occur at car shows, and "event disruption" insurance that reimburse car show entry fees and non-refundable hotel deposits if you miss an event due to a mechanical breakdown on the way there!


    All in all, a specialty collector car insurance company like Leland West Insurance has a lot of advantages for the classic car owner. If you own and drive a collector vehicle, you will find that an everyday insurance policy from an everyday insurance company is severely lacking in comparison.


    votre commentaire
  • The holidays are the perfect occasion to splurge on the dream auto the car enthusiast has been fawning over, and thanks to classic car financing options from local and reputable lending companies, you can have one with bells on (or a big red bow) in time for the celebrations without the hassle, stress and budgeting wores typical of the standard car buying process.


    Where it once took major cash on hand or the perfect credit score to secure a rare make and model at the drop of a hat, classic car financing through accredited auto and banking industry leaders can eliminate the disheartening anxiety that interested buyers without the aforementioned two qualities may have. Scooping up classics may have previously been limited to those with a never-ending bankroll, now that fellow enthusiasts have joined the lending process, you've got a few more friends on your side, intent on getting you behind the wheel of the dream car, offering the opportunity and accessibility of classic car financing to much more interested parties. Working with a company that specifically focuses on classic car financing makes for a much more appealing process than the loan and lending shop talk seen at local dealers, and thanks to flexible terms and rates, ends up making the dream car that much more attainable.


    Finding lenders who understand you or your car enthusiast's interests and motor love ensures you have someone on your side dedicated to working out the best financing options for your individual or family situations. These customized loan and lease options are tailored with lengthy terms, as well as low payments and interest rates with the mind to stabilize your monthly cash flow in order to continue meeting current needs and still a lot for that classic. The right classic car financing company will understand your passions and intent for the auto, creating a plan to help each interested party step into the drivers seat as quickly and efficiently as possible. Through over the phone, online and email application submissions, your dream gift is a phone call or click away, securing the best holiday gift imaginable for the modern day motor head.


    If you are looking for car insurance for classic car, consider Leland West Insurance for collector car lovers. Leland West has been offering specialty collector vehicle insurance for 20 years, and is one of the largest and most well-known collector car insurance companies.


    Call +1 559-431-8282 to know more about their services!


    votre commentaire
  • British classic cars are the backbone of the western automotive industry. The British cars are opted by many because of their fashionable design, expensive models, quality functionality and overall performance.


    The idea of owning a classic car is appealing. The general thought of riding down the highway, continuously controlling the vehicle instead of letting the steering control take the strain is quite hectic.


    The list of classic British cars is endless including car brands like Jaguar, Aston Martin, Rolls Royce, Bentley and the famous Land Rover. British hosts one of the major car manufacturing industries called Vauxhall and McLaren. The firms are famous for the sports cars they have always been producing for the past decades.


    Before focusing on the advantages of owning a classic car, the author will post some of the famous brands from British.


    Jaguar - Jaguar is a firm which was started in 1922 and its headquarters are located in Whitley, United Kingdom. It was started few years after the end of First World War. The firm is well known for its sporty cars which are commonly used even in movies. Jaguar is planning on producing more advanced cars that incorporate the latest technology.


    Land Rover - This is not a sporty car but is well known because of its luxury and comfort. The company has been present since 1948, and it's headquarter is located in Whitley, United Kingdom. Land Rover is one of the common brands that dared to challenge the SUV when it first came out.


    Aston Martin - Another famous car in the British market is the sporty Aston Martins. It's headquarter are located in Gay don, England, United Kingdom. Aston Martins is a brand produced with excellent dynamics and designs. The car is one among the many that for years has remained emblematic for luxury.


    Before digging deep in your pocket and buying your dream car, here are some few points to take into account.


    We must admit it; classic cars are never cheap. Buying second-hand items for a classic car is not different from buying the new parts from a retailer. Classic cars need scrupulous servicing to maintain their full functionality.


    The owners of the vehicles are always advised to use standard car oil to keep their cars good condition. Driving a poorly maintained car will always come with risks of breakdowns, more needed attention and high price.


    With old cars, rust is a major issue. When you spot rust especially in your car engine, it is important to monitor the rust and treat it as soon as possible.


    Modern cars come with modern conveniences such as phone syncing controls, electric windows, air conditioning and an in-built satnav. It is important to familiarize yourself with such features before buying the car so as you can not be surprised in the future.


    Many of the classic British cars are exempt off for road tax. This offers the classic car owners an annual saving. Such conservation will help with your insurance covers, buying car parts and the general maintenance of the car.


    Owning a classic car is a symbol of wealth and respect. Do you own a classic car? Of course! Many of us want to drive a ride we are proud of. Do your research and join the club!


    For more information about Antique and Classic Car Insurance consider Leland West Insurance where you will get a comprehensive guide to antique car insurance.

    To learn more, please visit here: https://lelandwestinsurance.weebly.com/


    votre commentaire
  • With the economic downturn in the minds of almost everyone, finding a reliable and suitable investment seems a hazardous task, with interest rates slashed to record lows, and the share prices of companies slumped due to low confidence and decreasing profits. It does not just stop there, the property market has been severely hit too, with those who believed the property market was as sure as bricks for investment now coming to realize their investment may have been built on quick sand. The investment of successful and wealthy people has changed in recent years, with many deciding to invest in high quality wines, paintings and sculptures. Another investment which may be on the up is that of iconic classic cars.


    Enjoying the drive of an iconic classic car is only part of the perk from investing in a classic, with established and iconic brands having much sort after heritage as the modern car market becomes more technology advanced. This strong heritage results in many classics holding onto value, a sound investment which can also be enjoyed and showed off.


    Antiques, wines and classic cars may also provide great tax break opportunities. Interest in art has increased, with returns on investments often proving more profitable than property. Owning a classic car also allows for exemption from road tax, if the car was constructed before the 1st of January 1973. It is clear why classics have been on the up for investment purposes, with everyone watching their outgoings; most people would welcome guarding their cash from the tax man.


    According to Zurichs iconic car index, the Ferrari Enzo is the most sought after modern classic, topping the charts for brand heritage, status and performance. For those who cannot afford the high price of the modern Ferrari, there are many cheaper classic cars which may prove a wise investment for reserving capital, whilst enjoying the appeal of an iconic classic. An example of a more affordable classic car is the Triumph Stag, which can be purchased for under £5,000. As with any classic car, it is important to find out about support for owners of a particular make, and how easy parts are to obtain. The Triumph Stag is great for both these aspects, with the car well supported by enthusiasts clubs, and many established owners.


    For more information about Antique and Classic Car Insurance consider Leland West Insurance where you will get a comprehensive guide to antique car insurance.

    To learn more, please visit here: http://lelandwest.strikingly.com/


    votre commentaire
  • If you have the pleasure of driving a car in the classic category then you must have classic auto insurance. If your car is a true classic then it may be worth your while to approach an insurer that specializes in classic cars. However, it would be worth your while to request online quotes for this kind of insurance. It is highly likely you will get quotes from auto insurance companies across the board. This is because most auto insurers do offer cover for classic cars. Once you see the quotes you can decide whether or not to use a general auto insurer or one that is a specialist in classic cover for your auto such as Leland West Insurance.

    There is the possibility of you having to present a certificate of value for your classic automobile before getting a quote that is accurate. Another very important consideration for any insurance company is where you store your classic auto. They may even insist you store your vehicle in a private lock up garage or in an undercover security parking. The reason for this is because a classic auto falls within a more expensive category than an ordinary auto used every day. Classic autos are rarely driven every day and insurance companies prefer their clients not to use these vehicles on a daily basis.

    It will save you a great deal of trouble if you make use of the services of a specialist classic auto insurance company. They know all the minute details that should be taken into account and will give you the best advice. However, what is important is for you and the insurance company to both recognize and agree to the value of your automobile. This is a figure that must be put in writing before your auto is officially covered by a specific provider.

    Also read: Advice on Buying a Classic Car

    votre commentaire