• If you are considering putting up your classic auto for sale, you might also be wondering just how much it will be worth in the current market. It is interesting to know that you can actually have an antique car appraisal done in order to find out the current value of your auto. Opinion matters but just like every other valuable item, the actual worth of the auto is always determined by the purchaser. So, whatever options you have to appraise your auto, always know that the final person that decides the true worth of the auto is the person that rolls out the check. It is also wise to seek for other opinions regarding your auto.


    First, you can always begin your search for antique car appraisal on the internet. It is necessary to ensure that the information you get is as accurate as possible and verifiable, so the internet is one of the best options to search for information. Don't think that a purchaser will be convinced to part ways with his money only by reading some sentences on Wikipedia about how much you should get for your auto at an auction.


    Secondly, you have to find businesses that deal on the purchase of used autos. Sometimes these people will give you unbiased estimate of what you should sell your automobile. But you don't have to meet the first one you see. Because they deal on cars, some of them might give you a fake worth of your auto. When going to them, make sure the one you meet is registered with the Better Business Bureau (BBB) and has some good online ratings and positive reviews. That way, you'll be rest assured of their credibility and that your auto will be appraised properly.


    A licensed appraiser should be sought in case you want to appraise for legal documentation or for the purpose of insurance. You can find licensing programs in virtually every state in the country and there are rules and guidelines that should be adhered to by a licensed appraiser.


    The ratings vary from good, very good, fine and excellent. These ratings depend on a lot of factors among which are; methods of restoration, mileage, and condition of the vehicle. You should be aware that no auto will be given an excellent rating unless it was a show auto and has never been driven. One important factor to bear in mind is the actual rating of your vehicle by the appraiser will be determined by the amount of information you give him. So when going for antique car appraisal, ensure that you divulge any past issue with your vehicle because you might be getting a favorable rating at the end.


    Also read: Avoid the Red Face of Embarrassment Regarding Antique Car

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  • Are you ready to shop for classic car insurance? Maybe, maybe not. Before you pick up the phone, let's take a minute to review the six questions you need to consider before you talk with an agent. Essentially, your agent is going to want to know how much the car is used and how you plan to maintain it. Knowing the answers to these questions will save you time on the phone -- and put you in a much better position to negotiate the best coverage for your classic honey. So let's get started:


    • Do you plan to insure the car for what you feel it's really worth? Your agent will undoubtedly ask how much insurance coverage you are seeking -- if your personal opinion of value is higher than the vehicle's appraised value, you may want to consider a higher level of coverage. 


    • Do you plan to participate in car club events? If so, you need to consider the amount of liability you can incur in such events. A classic car that is stored 365 days a year has much less potential for liability claims than a car that is driven regularly in parades and other events. 


    • Are you planning an extended period of renovation for the car? If so, do you need to insure the car while it's off the road? 


    • Do you plan to ship the car any time soon? If so, additional coverage may be warranted since the car will be outside of your control. 


    • How many miles a year do you expect to drive the car? If these miles are limited, you may be able to negotiate a lower premium. Be sure to ask about any maximum mileage limitations. An annual restriction of 2,500 miles may be imposed by your car insurance company. 


    • Who will be repairing or maintaining the car? Again, if the car is outside of your control, you may want to consider higher theft and damage coverage. On the flip side, if you personally maintain the car within secure confines on your property, you may want to pay for minimal coverage. 


    The answer to all of these questions need to be considered before you decide how much coverage is warranted for your classic car. Classic car owners should be aware that reputed insurance companies like Leland West Insurance specialize in classic car insurance. But as with any car insurance policy, it's best to get quotes from the best insurance providers like Leland West Insurance before making a decision. Hopefully, by carefully considering the answers to the six questions we've discussed, you'll be prepared to shop for the best coverage for your classic car.

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  • To own a classic car is a good feeling for many, as it exemplifies glamour, grandeur and class. However, this luxury does come at an exorbitant price and calls for ways to recoup its worth in case of a possible damage. This creates the need for insuring classic cars in the event of damage. Before approaching a reputed insurance company like Leland West Insurance it is advisable to get all queries regarding the insurance procedures answered. The queries can pertain to many different issues and classic car insurance FAQ’s are useful in this regard.

    The first and foremost query on classic car insurance is with reference to the definition of a classic car by an insurance company. Insurance companies typically use three categories for the identification of old cars namely, the cars manufactured before 1903 called veteran cars, those made between 1903 and 1933 referred to as vintage cars, and finally those made after 1973 or the ones which are at least fifteen years old, which are called classic cars.

    Owners of classic cars are not usually offered good terms by a regular insurance company. Therefore, people intending to buy classic cars ask questions about the companies that specialize in classic car insurance so as to get better coverage at a minimal charge. The other important question relates to the kind of policy most appropriate with respect to a classic car.

    Insurers guarantee value of classic cars in case of damage or theft. It’s advisable to ask questions about the valuation of a classic car and also any additional fee charged by insurers based on the assessment of value. Most insurance companies limit the number of miles on a classic car, per year. It is advisable to ask for the number of miles covered by an insurance policy.

    The most frequently asked question with respect to coverage is about how to get the best insurance coverage for a classic car and also if the coverage provided under the policy would be adequate. FAQ’s on classic car insurance also provide answers to questions such as coverage when the car is not driven, garaging requirements and driving restrictions.

    Classic cars being unique and extraordinary require specially designed car insurance packages that protect them in the event of damage. Consider Leland West Insurance for this job.

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  • Car insurance can be a sticky subject. Most times people dislike having to pay for a service they may or may not use. There are so many misconceptions about auto insurance, that it clouds your judgment and influences your decisions when buying insurance. Here are 4 rookie mistakes outlined by our experts at Leland West Insurance to avoid when buying your policy.


    Mistake 1: Buying coverage based on the minimum state requirement rather than considering your needs and requirements.


    While it is important to meet the state's coverage requirements, it's more important to make sure the coverage you choose adequately protects you, should you ever need it. Keep in mind that while it's important to meet your state's minimum requirements, choosing minimum coverage could leave you with additional expenses that you might not be able to afford should you ever have to make a claim. Choose a higher limit if you think you might not be able to pay for damages out of your pocket. Choose your coverage wisely. You'll be glad to you did.


    Mistake 2: Buying the cheapest policy, rather than giving a thought to what you can get for the price you pay


    It's always a good idea to get multiple quotes from at least 3 different vehicle insurance companies, true. But if you decide to go ahead with the cheapest quote, you might be making a mistake. Think about it- yes, it's great to get a cheap deal. Who doesn't like to save money! But car insurance is not just about finding the cheapest deal. There's so much more to consider. Do they offer 24-hour claims service? How prompt are they with following up claims? Is their service hassle-free? Do they pay for original manufacturer parts? Sometimes, you might have to pay a little extra, but for the service you get, it might well be worth the extra money, especially right after a stressful accident.


    Mistake 3: Lying about your driving history on your car insurance application


    Honesty is always the best policy. Especially when it comes to buying car insurance. Lying to your vehicle insurance company is never a good idea. Failure to disclose tickets, past accidents or other moving violations on your application could result in serious repercussions. For starters, your vehicle insurance company might cancel your policy or even deny your claim. Going forward, other insurance companies might view you as a high risk candidate and charge you higher rates. So, if you're thinking about lying on your policy to save a few bucks, think again. Insurance companies have a way of finding out about such things. They do check your driving history, driving records, credit rating etc, so your lie is sure to be found.


    Mistake 4: Assuming your insurance provider doesn't need to be informed about life changes.


    Car insurance rates depend upon a number of factors. These include your age, sex, marital status, where you live, credit and driving history etc. So if there have been recent changes in your life- relocating to a different city, marriage, divorce, retirement etc, let your insurance provider know as soon as possible.


    Make a mental note to avoid these mistakes before buying your car insurance. You'll be glad you did.


    Also read: Leland West Tips for Evaluating Classic Car Insurance Companies

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  • Just as it is with commodities like jewelry, clothing and handbags, vintage automobiles that are in good condition are definitely expensive. Such is the case with muscle cars which first hit the market in the 1950s and some of which are still available for sale today. These cars continue to show their prowess by selling for a lot of money, so if you are interested in owning one, you better start saving now if you haven't done so already!


    Back in the day, muscle cars were referred to as the most powerful fast cars on the market. They were also made with very modest weights to allow them to have the capability of excessive acceleration although they were not considered the fastest. Most of them were American two door cars with rear wheel drive capability and V8 engines. That kind of description sounds like the language used by motor racing enthusiasts, which is why it is no wonder that many people who are interested in motor racing today also have a marked interest in muscle cars made from decades ago.


    Manufacturers like Dodge, Buick, Chevy, Ford and Oldsmobile all put their spin on muscle cars over the years and many of the models are available today.


    Whether they are owned by individuals or held on display in museums or automobile showrooms, you can guarantee that you will pay a lot of money for a vintage muscle car. Currently surviving models are now prized possessions for people and some of them even carry prices that easily rival prices of the high value European sports cars. In fact, if you attend an auction, some of the rarest vintage muscle cars from 1965 to 1972 can easily be sold for over $500,000. This would of course depend on the model, its condition as well as the demand on that car.


    In particular, in 1969 Chevrolet Camaro with the ZL1 option on is perhaps considered to be valued in the range of high value real estate or priceless pieces of art in museums.


    So, although vintage cars are available for sale, you are going to have to ensure you have a lot of money saved up if you want to acquire one of your own. And if your intention is to allow it to retain its value, you are going to need to spend a lot of money maintaining it so it remains in good condition.


    Do you own a classic cars? Consider Leland West Insurance for insuring your classic beauty. We at Leland West believe that a Classic can be many things. Chances are, if you love it and care for it we'll cover it.

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